Empowering Your Business Journey.
The SMEFriend is a modular digital Business Development Services (BDS) platform for Micro, Small & Medium Enterprises (MSMEs), that has the flexibility to write a business plan and loan application for any type of company & then support them with a cash flow management platform and a range of complimentary digital tools and services.
As your business grows
so does ours!
We’re revolutionizing the way entrepreneurs create business plans and manage their finances. Unlike others that rely on generic templates, AI-generated plans in 20 minutes or unscalable in-person training, we believe entrepreneurs need to know their business inside out to succeed.
Here to Support You
Whether you're a chicken farmer in Zambia, pharmacist in Jordan, running a hair salon in Argentina, a maize farmer in Ivory Coast, plumber in London or a honey producer in Vietnam, we're here to support you
| Platform | Training | Scored business plan with financial forecast | Loan application form & cash flow tool | Business Development Services | Mobile app & Integrations | Pricing | |
|---|---|---|---|---|---|---|---|
| THESMEFRIEND | Training first platform. 4-hour customised training by industry, sub-sector and business type. There is also a pre-training preparation module. | Scored and customised business plan by industry, sub-sector and business type | ✓ | Additional modules such as marketing and risk management. AI advisory services. Business advisory chatbot, quizzes, 360 assessments, simulation training, surveys, WhatsApp tips, legal forms and templates, research tools | Strategically partnering finanical institutions, FINTECHS, BDS providers, business associations, NGOs, business incubators etc | - Individuals $20 / month or $150 / year. - Volume based discount for partners | |
| AI business plan generator websites | Templates / generic advice | A few key words autofill a generic template. No scoring | Cash flow tool only | Various tools based on limited number of keywords | Some platforms have integrations | Average $20 / month | |
| In-person support | Generic training and not scalable | Word template. No scoring | X | No, unless very expensive | X | Multiples due to no scalability | |
Why Our Approach Works
The Thesmefriend Difference:
No Templates—Only Thoughtful, Tailored Planning
- Entrepreneurs build their business plan step by step, ensuring it accurately reflects their goals and market realities.
- Instead of fill-in-the-blank solutions, our methodology fosters reflection, critical thinking and strategic clarity.
We have a Learning-Driven Approach
- Step-by-step training ensures entrepreneurs internalize their business model and financials.
- Business simulations and assessments reinforce strategic decision-making skills.
This structured approach ensures you receive relevant recommendations, not generic advice.
Organizations – Why You Can Trust Thesmefriend as a Partner
Are you a financial institution, business incubator / accelerator, NGO, business association etc?
As a partner, your reputation depends on the quality of the businesses you support. TheSMEFriend enhances your impact by ensuring the businesses you work with are truly ready for the challenges ahead. We provide:
- Entrepreneurs build their business plan step by step, ensuring it accurately reflects their goals and market realities.
- Tools that align with the needs of entrepreneurs, financial institutions, incubators, and advisors.
- An approach that prioritizes sustainable business success over shortcuts. By working with Thesmefriend, you’re not just supporting businesses—you’re helping create a new generation of well-prepared, strategic, and resilient entrepreneurs. Contact us to discuss how we can work together.
How we are embracing AI
Unlike 15-minute AI-generated business plans, TheSMEFriend collects in-depth information about your business as you go through the training. This allows us to provide a very accurate and complete business plan and tailor our AI advisory services so you receive very relevant rather than generic support.
Build Your Future with TheSMEFriend
How It Works
- Receive business training and answer guided exercises tailored to your industry and business opportunity.
- AI auto-fills your business plan, loan application form and makes calculations for the financial forecast.
- Based on the details in your business plan, TheSMEfriend’s advisory chatbot gives you specific recommendations on how you could grow your business on over 60 subjects with everything from Go To Market Strategy and industry insights (at country level) to investors you could reach out to and areas to make your operations more efficient.
This structured approach ensures you receive relevant recommendations, not generic advice.
TheSMEFriend empowers Micro and Small-Medium Enterprises (MSMEs) with digital business training, strategic planning, and financial access—connecting them to loans and investors for growth and scaling.
Frequently Asked Questions
TheSMEFriend is a modular digital Business Development Services (BDS) platform designed to support Micro, Small & Medium Enterprises (MSMEs). It helps businesses create customized business plans, write loan applications, manage cash flow, and access a variety of tools and services to grow and scale their operations.
TheSMEFriend provides a range of resources, including a business plan builder, loan application tools, and a cash flow management platform. By using these tools, you can streamline your business planning, secure funding, and maintain financial health, ultimately positioning your business for long-term growth.
Yes, TheSMEFriend’s platform is designed to accommodate all types of businesses, from retail to service-based companies. You can tailor your business plan to suit your industry, ensuring that it aligns with your specific goals and funding requirements.
Our platform allows you to create a comprehensive loan application by answering a series of questions related to your business and financials. Once your business plan is completed, you can use it as part of the loan application process, simplifying the submission to potential lenders or investors.
TheSMEFriend includes a real-time cash flow management tool that helps you track income and expenses, forecast future cash flow, and maintain financial stability. This tool is critical for understanding the financial health of your business and making informed decisions.
Absolutely! Whether you’re just starting out or looking to scale your existing business, TheSMEFriend provides the tools and resources to support businesses at every stage. Our platform adapts to your evolving needs, helping you grow and succeed no matter where you are in your business journey.
TheSMEFriend includes interactive training exercises that guide you through key business concepts, such as financial management, marketing, and operations. Your answers to these exercises are automatically integrated into your business plan and cash flow tools, ensuring your planning and strategy are aligned with real-time financial data.
Yes, TheSMEFriend is fully accessible on desktop and mobile devices, so you can manage your business planning and financial tools anytime, anywhere. Our cloud-based platform ensures that your information is always up to date and available when you need it.
Not at all! TheSMEFriend is designed to be user-friendly, even for business owners with little to no experience. The platform provides step-by-step guidance through the business planning and cash flow management processes, and our training exercises help enhance your business knowledge as you go.
Getting started is easy! Simply sign up on our website, and you’ll have immediate access to our suite of tools and resources. From there, you can start building your business plan, managing your cash flow, and utilizing the training exercises to enhance your business strategy.
• Exclusive Benefits – Access premium tools, resources, and training to enhance your consulting services.
• Real-Time Tracking – Use your unique referral link to monitor earnings and referrals effortlessly
• Marketing Support – Get access to promotional materials to help you attract more clients.
• Expand Your Network – Connect with financial institutions, business development providers, and other consultants to grow your professional reach.
• Support Small Businesses – Help entrepreneurs achieve their goals while generating income for yourself.
✅ Tailored Business Plans – Create industry-specific plans that meet the unique needs of clients.
✅ Expert Guidance – Access hands-on support and resources to help small businesses succeed.
✅ Integration with Financial Institutions – Business plans designed to align with lender requirements, increasing funding success rates.
✅ Collaboration with BDS Provider partners – Work with business development service providers to offer comprehensive growth solutions.
✅ Cutting-Edge Tools – Use our advanced platform to deliver high-quality, professional business plans and financial projections.
2. Get your unique referral link – Share it with small business owners or your professional network.
3. Earn commissions – Receive referral commissions for every small business that signs up through your link.
4. Access Premium Tools – Use TheSMEFriend’s platform to create customized business plans and financial projections for your clients.
